"Must Read" Comprehensive Guides
Every successful investor needs a solid foundation in key financial topics. That’s why we created this “Learning Center,” a centralized resource featuring comprehensive guides designed specifically for high-earning professionals. These guides will be updated annually to stay current with changing legislation and IRS tax laws.
The content covers the core financial areas that a typical optometrist is likely to encounter throughout their career.
- What Should I do First? A Complete Guideline Step-by-Step
- The Optometrist's Guide to Student Loans
- The Optometrist's Guide to Student Loan Refi
- The Optometrist's Guide to Retirement
- The Optometrist's Guide to Roth IRA and Backdoor Step-by-Step Guide
- The Optometrist's Guide to Investing 101
- The Optometrist's Guide to Short Term Investing
- The Optometrist's Guide to Disability Insurance
- The Optometrist's Guide to Life Insurance
- The Optometrist's Guide to Side Hustles
- 2025-2026 Comparison Retirement & IRS Limits
- The Optometrist's Guide to Business Financing
- The Optometrist's Guide to Writing a Business Plan
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Retirement & IRS Limits Comparison: 2025-2026
As we approach 2025, retirement contribution limits including 401(k)s, 403(b)s, SIMPLE IRAs, SEP-IRAs, HSAs, and FSAs, have been adjusted modestly due to stabilized inflation rates. While catch-up contributions for those aged 50+ remain indexed to inflation, the IRS has postponed a Secure Act 2.0 provision requiring high earners ($145,000+ in Social Security wages) to make Roth-only catch-up contributions until 2026. Notably, starting in 2025, individuals aged 60-63 can contribute the greater of $10,000 or 50% more than the standard catch-up amount, providing an opportunity to boost retirement savings during peak earning years.
The Ultimate Optometrist’s Financial Guide to ‘Big Beautiful Bill’ Tax Plan
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Optometrist 📊 Income Report 2025 | Largest Sample Size 2,203+ ODs
We’re thrilled to share our largest Optometry Income & Salary Survey yet-2,203 doctors provided insights on key factors like student loan ROI for students, fair compensation, and the true impact of annual income on our profession. This year, we normalized earnings by days worked to give a clearer picture of each OD’s real income potential. What You’ll…
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Overview Dear ODoF Community! Can you believe it’s already one month into 2025? First, we would like to acknowledge that annual reports normally go out at the beginning of the year, however with so many moving parts and exciting projects we had to delay this a bit – our apologies in advance! In 2024, we…
What Should I Do First? A Complete Step-By-Step Guide For Optometrists
Here is a “Guideline” list of financial steps that we hope will get you started, but should be adjusted to your own personal situation as an optometrist.
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Overview of the Optometry Student Loan Market: June 2024
With the incoming class of new optometry doctors entering the profession last month, new graduates today are facing a steeper hill regarding their student loans. The latest 2023 Optometry Income Report shows an average student loan debt of around $230,000, with about 8% of doctors having a debt burden exceeding $300,000.