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For years physicians and dentists have had access to “physician home loans” or “doctor mortgages”, which allowed qualifying doctors to exclude student loan debts, purchase high value homes with less than twenty percent down, and require less than two years’ history for self-employed and independent contractors. But now, mortgage lenders can offer similar underwriting guidelines and underwriting flexibility for the typical optometrist and several other high income professional designations.
Lee is an optometrist and mortgage loan officer and will provide any ODs on Finance referral the VIP experience. As an O.D. himself, he appreciates the economic implications of student loan debt and running a business. The following are just a few of the scenarios available.
- ✅ No PMI options
- ✅ Jumbo Loan
- ✅ We can help if you have student loans
- ✅ 90-180 Days Lock and Shop
- ✅ Fully Underwritten *Pre-Approvals | 11-Day Closing Potential
- ✅ Academy has an array of products!
Location Requirements: Eligible in all States except for New York
Visit for More Info| https://tinyurl.com/ODsonFinanceMortgage
Contact: Lee Raykovicz | Lee.Raykovicz@academymortgage.com | Call/Text: 704-900-4584
*Pre-Approval is not a commitment to lend | MAC124-1484742
First Horizon’s Professional Loan product is designed for professionals and optometrists who are just starting their careers and have excellent potential for higher future earning. It is ideal for those who are paying off optometry school expenses, investing in a practice, have limited saving or simply prefers to have maximum financial flexibility.
Having orchestrated over $1.1 billion in lending volume during his career, Tony has consistently been ranked as one of the top mortgage loan officers in the industry by the Scotsman's Guide, Mortgage Executive magazine and Mortgage Originator magazine.
Mortgage Program for Optometrists
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Up to 97%* Financing available for qualified applicants
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Low down payment options
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Expanded loan-to-value ratios
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Financing available for up to 4-unit primary residence properties
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Purchase and refinance options available
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Available for 30-years fixed rates
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Quick Turnaround times with local processing closing personnel
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Competitive fixed rates available
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No Private Mortgage required
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Max Loan Amount is $647,200 for 1-unit Primary Residence property
Special 'Aggressive' Doctor loans available
- Only in select states, FL, GA, NC, SC, VA, TN, AL, AR, TX, LA, NY, NJ, CT
- 100% financing
- No PMI
- Loan amounts up to $2 million
- No reserve requirements
- Can close up to 90 days prior to your start date
- Very strong interest rates available
Other Options:
- 90% no PMI jumbo loan available to any client (do not have to have a specialty occupation)
- Construction/Renovation Loan
*For 97% LTV/CLTV, at least one borrower must be a first time home buyer
Location Requirements: Eligible in all States except for Alaska and Hawaii
Contact: Tony Umholtz at Tony.Umholtz@firsthorizon.com
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