Recommended Personal Loans | Personal Line of Credit

Sometime life get in the way and you just need a little financial boost for your family. Most people use personal loans to pay for a major purchase, to pay off credit card debt, home renovation or to cover an unexpected medical expense. When it comes to high interest credit card debt, taking out a personal loan can be an opportunity to get a lower monthly payment or a lower interest rate or annual percentage rate. Unlike some loans that require collateral or a down payment, a personal loan’s APR range is based on the borrower’s credit history and credit score.

Dat and Aaron are excited to partners with banks, credit unions and other lending partners to bring you competitive rates. Getting a personal loan through us allows you to get the best and lowest rates!

Financial Disclosure Some of the links below are affiliate links, meaning, at no additional cost to you, we will earn a commission if your application is approved. Any profits are used to fund our site and books to help educate future young doctors in achieving their financial freedom

Credible

Want to compare and shop for the lowest personal loans on the market? Credible makes it easy to find an loan that works best for you when life get in the way.

Benefits:


  • ✅  Loan amounts from $600 to $100,000
  • ✅  Credible is 100% Free to use*
  • ✅  Prequalified rates in 2 minutes with no impact on credit score*
  • ✅  Actual prequalified rates from multiple (17+) lenders in 3 minutes.
  • ✅  One Simple Form: Easy to fill out and your info is protected with 256-bit encryption.
  • ✅  We’re so confident in the personal loan rates you’ll find on Credible, we’ll give you a $200 giftcard if you find and close with a better rate elsewhere.

Use: 

  • ✅  Consolidate credit cards or other debt to a lower rate
  • ✅  Loans for life: home improvement, moving costs, wedding expenses, vacations and many other financial goals.
    • Prequalified rates from up to 17 vetted lenders in 2 minutes

Requirements: 

  • ▶️ All States eligible
  • ▶️ * Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.

Splash Financial*

  • ✅  Compare rates and choose the personal loan that works for you. Splash partners with banks, credit unions and other lending partners to bring you competitive rates.

Benefits: 


  • ✅  Compare rates and save time | Our marketplace lets you see rates from multiple lenders and pick the loan that works best for you.
  • ✅  Choose your amount | Decide which dollar amount you need, apply, and you could get your funds as soon as the next business day.
  • ✅  Enjoy a single monthly payment | Make things easy with one, affordable monthly payment and use your funds however you choose.

Requirements: 

Sofi | 0.50% Discount Bonus*

Are you paying more than 20% interest on your credit cards? SoFi Personal Loans could help you consolidate that high-interest debt with low rates and a fixed monthly payment.

Plus, as an ODs on Finance member, you can receive a 0.5% rate discount after funding your personal loan through SoFi.com/ODsonFinance. The welcome bonus is not only available to employees but friends and family as well.


Benefits: 

  • ✅  0.5% Rate Discount: Apply through SoFi.com/ODsonFinance and get a 0.5% rate discount when your loan is disbursed.
  • ✅  Serious Savings: Borrow from $5k-$100k at low fixed and variable rates.
  • ✅  Easy Experience: View your rate in 60-seconds—without affecting your credit score. 
  • ✅  Same-Day Funding: Get your loan funds as quickly as the same day your loan is approved.
  • ✅   No Fees: No application or origination fees. No prepayment penalties for paying off you loan early. 

Requirements:


  • ▶️All States Eligible 

Questions? SoFi’s customer support is ready to help at 833-277-7634 or your-benefits@sofi.com

First Republic- $300 Bonus

We are ecstatic to partner with First Republic again in their new flexible hybrid Student Refi product. In addition to student loans services, they offer amazing banking services! They really value one-on-one client relationships.  They currently offer the LOWEST fixed rate out there.   


Product Features: 

  • ✅ Refinance existing debt and have the convenient access to funds with a Personal Line of Credit1
  • ✅ Choose loan amounts from $60,000 to $350,000.2
  • ✅ Refinance your student loan debt, credit cards or auto loans.
  • ✅ Access funds for home or medical expenses, family planning or special celebrations.3
  • ✅ Pay no origination, maintenance or prepayment fees — ever
  • First Republic Legal Disclaimer: It is quite long, Please Click here to Read 1/2/3

How it works: 

  • ✅ Connect with your banker who will walk you through the application process. Choose the loan term that works best for you.  Make interest-only payments during the first two years . Draw on your loan, and any principal you repay will be available to to draw on again during the first two years

Requirements:

  • ▶️ Must Open a First Republic ATM rebate Checking account and maintain a certain balance
  • ▶️ Must be near one of its Bank locations: California (Bay Area San Francisco, Palo Alto, Mountain View, Newport Beach, Palm Desert, Los Angeles, San Diego, and Santa Barbara), Boston MA, Portland OR, Jackson WY, Greenwich CT, Palm Beach FL, New York, NY

Contact: Ummay Azam | (415) 296-5969 | uazam@firstrepublic.com

 

Frequently Asked Questions About Personal Loans | Personal Line of Credit

PERSONAL LOAN

PERSONAL LINE OF CREDIT

Any Questions or Concerns, please read Frequently asked questions (FAQ) and  as always, please don't hesitate to contact at ADMIN@ODsonFinance.com