Recommended Student Loan Consulting

While we advocate for DIY student loan management through simple budgeting and debt strategies, not every optometrist’s situation is simple - often, many have complicated moving parts. If you are confused about federal repayment programs (IBR, ICR, PAYE, RePAYE), have a massive student debt load over $300,000, a debt to income ratio of greater than 3:1, or are simply wondering whether a forgiveness program is right for you - then it’s worth paying a small one-time fee to have a financial planner expert specialized in this field to do a full analysis.  These trusted services are heavily vetted by Dat and Aaron and we cannot recommend them enough for our ODsonFinance members.

Disclosure: Some of the links below are paid sponsors of this website. These recommended resources are heavily vetted and researched by us. We are extremely selective on who we want as sponsors because your trust in us is so vital for ODsonFinance to succeed. If you have feedback or concerns, please don't hesitate to contact us.

Student Loan Planner 


Travis Hornsby, CFA, founded Student Loan Planner  which is  the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, we can help you in one of two ways.


-We create a custom student loan plan made just for you that details the path to debt freedom.

-If you owe more than double your income, might be using the Public Service Loan Forgiveness plan, or are unsure if refinancing or forgiveness is the right path for you, book the consultation.

-We're not trying to sell $10,000 financial plans around here. In fact, many fiduciary financial planners refer their clients to us because all we do is specialize in complex student loan analysis. 


Our one time flat fee works like this:

  • If you owe less than $200,000 as a household, the rate is $395. 
  • If you owe between $200,000 and $400,000 as a household, the rate is $495.  
  • If you owe more than $400,000, the rate is $595. 

We normally include 6 months of follow up questions via email at no additional cost. That way you can ask questions and not feel like you're on the clock. We offer follow up consults after this period at an additional cost on an as needed basis.


Location Requirements: Eligible in all States

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