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- Building business acumen and financial intelligence
- Budgeting
- Understanding financial statements
- Managing and improving cash flow
- Setting up and implementing Profit First cash flow management strategy
- Understanding how practices are valued
- Practice acquisition and expansion guidance
Special Refi Promo for ODs on Finance Members
Aaron and Dat are excited to announce that we have successful negotiate the 3 great offers! Two are highest $1000 Cash Back Bonus for our ODs on Finance Member from both Splash and Credible + Third is 0% APR first 6 months with CommonBond! Thank you for their support in our little OD Community!
Special ODsonFinance Offer: $400 Bonus + Get 0% APR for the first 6 months when you refinance
- This offer can help you take advantage of historically low interest rates without losing out on 0% APR
- Your APR will be set to 0% for the first 6 months, meaning all your on-time payments will go to principal in that time
- After the introductory APR period, you will begin paying interest
- You qualify for this offer when you refinance at least one federal student loan
Requirements:
- All States eligible
*Disclaimer: Minimum loan is $5,000, with a max limit of $500,000, Subject to state law restriction. When you check your rates, CommonBond conducts a soft credit pull that will not affect your credit score. However, if you continue your application, CommonBond will request your permission to obtain your full credit report from one or more consumer reporting agencies. This is a hard credit pull and may affect your credit score. Offered terms are subject to change and state law restriction. This is not a loan offer. Loans are offered through CommonBond Lending, LLC (NMLS #1175900). nmlsconsumeraccess.org
Benefits:
- Free, fast and able to compare prequalified rates from multiple lenders under 2 minutes, without affecting your credit score. Get a final offer as little as 1 business day!
- Credible’s partner lenders do not charge prepayment penalties, loan application fees, or origination fees.
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Forbearance and discharge on death/disability is dependent on individual lenders
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Special Promo: Get up to $1000 bonus for loans over $100K, $500 Bonus if less than $100K loan
Requirements:
- All States eligible
*Disclaimer: To receive $1,000 welcome bonus, ODs on Finance readers must refinance a balance equal to or greater than $100K. If refinancing a balance below $100K, readers are eligible for a $500 welcome bonus.
Benefits:
- Fast and easy rate check without affecting your credit score
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No application or origination fees, with no prepayment penalties
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Able to refinance as low as $5000 loan with no maximum limit
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Forbearance and discharge on death/disability is dependent on individual lenders
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*Splash will pay $500 bonus for loans over $100K and ODsonFinance will pay an extra $500 for over $150K. Please email Dat at admin@Odsonfinance.com if any issues arise
Requirements:
- All States eligible
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LATEST ARTICLES
Boosting In-Office Revenue (Virtual Webinar)
Growing a practice and keeping it profitable requires an ever evolving mindset that embraces both technology and creativity. In this panel discussion with industry experts Dr. Ryan Gustus, Perry Brill and Steve Alexander; we discuss implementation and execution of strategies ranging from materials sales to insurance. The following key questions and points are covered: Speakers…
Ten Things Every OD Should Know About Crypto
As a company and forum founded in the fundamentals of investing, ODs on Finance has always sought to educate its audience on tried and true, historically and statistically proven investing strategies. However, in the modern age we are living in, the landscape of investing is changing. The relatively new asset class of cryptocurrency has raised a conundrum of mixed opinions and for good reason. While cryptocurrency as a whole lacks intrinsic value, and is tough to justify as an investment (based on the traditional definition of an investment); its wild volatility fueled by speculation has the capacity to make individuals extremely rich or dirt poor.
8 Financial Mistakes that New Optometrists Make
The average new optometrist graduates at an average age of 28 year old (significantly behind non-OD peers in terms of income generation), with an average student loan debt of over $220,000+, with little or no retirement investments. Often new grad optometrists find themselves practicing in oversaturated cities and most importantly without any formal financial education. This is the perfect storm that often leaves many doctors mentally overwhelmed and prone to devastating financial mistakes. In this article, we will address 8 common financial mistakes that new OD graduates make and how you can avoid them to be financially successful.
5 Things to Avoid During Your Career Search
We’re well into 2021, which means that we’ve moved past the dreaded year-that-shall-not-be-named and fourth year optometry students are nearing the finish line. The end of the school year means that most OD students have jobs lined up, are in the interview process, or are currently applying to jobs (at least they should be!). In the spirit of beginning the journey that is our optometric careers, the ODs on Finance team and I have come up with a brief article that highlights a few “DO NOTs” of the job search and how to address them.
ETFs vs. Mutual Funds
Wouldn’t that be great if investing was as interesting as a pay-per-view UFC fight? Sadly, this is not the case. Investing is far more boring, and unless you give up a pretty penny, we don’t anticipate Joe Rogan will be providing color commentary on your trades and unrealized gains.However, now that we have your attention with a cheesy two paragraph intro, let’s go through a two minute education on the difference between an ETF and an Index Mutual Fund.
America Rescue Plan Stimulus Bill: Five Student Loan Updates
On Wednesday March 10, 2021, the House approved President Biden’s $1.9 trillion stimulus bill called the “American Rescue Plan”. The legislation is one of the most sweeping economic recovery plans in the nation’s history. Stemming of the American Rescue Plan, this article will focus on 5 take-aways for student loan borrowers.
The Customizable Profit & Loss Spreadsheet that Every OD Practice Owner Should Have
By popular demand, here is a copy of my Profit and Loss Statement spreadsheet that I use at my offices. I track my income and expenses very diligently and this has made applying for programs such as PPP loans and COVID relief grants easier since I can compare changes in revenue year by year. In…
New Targeted $10,000 EIDL Grants: Do You Qualify?
With the initial economic shock of the COVID-19 pandemic back in March 2020, the Emergency Injury Disaster Loan (EIDL) and subsequent grant programs funded by the CARES act received a lot of buzz. In the first round of the EIDL grant, businesses were granted $1000 per employee of their business, up to a maximum of $10,000. Recently, congress has allocated another $20,000,000,000 in EIDL grants (advances) in the new stimulus to allow businesses who received less than $10,000 to qualify for the full $10,000 grant, minus any amount already received. Let’s take a look at EIDL grants and common questions regarding them.
Carotenoid Levels in Ocular Disease and Systemic Health (1 hr COPE CE Virtual)
We are ecstatic to host our first live CE event of 2021 with the Dr. Greg Caldwell. We hope this CE event will help you better understanding of how carotenoids affect ocular disease and gives some ideas on what technologies you can implement in your practice in regards to carotenoid levels.
Carotenoids are nutrients that have been proven to protect the eye from light damage and several ocular pathologies. Their antioxidative protection is most recognized in age related macular degenerations. Many ocular and retinal diseases are linked to low levels are carotenoid levels.
