OD LOAN PROGRAMS

"As an optometrist with massive 200K+ student loans, I need a lender that was familiar with my situation and help me with the approval process. Hiring Lee, a previous OD, as my lender for my first home purchase was a no-brainer. As a loan broker, he was able to get me access to the lowest rates similar to discounted online broker but offer the VIP personal service that you would get from a concierge bank. Lee was knowledgable, responsive to my daily messages during the whole stressful escrow, able to close within 21 days as promised. Most importantly, he went above and beyond in calling the listing agent to talk about my strong financial approval as buyer, essentially sealing the deal. I cannot recommend Lee enough for any ODs looking for a loan lender!"   

-Dr. Dat Bui, OD | Co-founder of ODsonFinance

Competitive Low Mortgage Rates For Doctors


✅ 95% financing options up to $1M
✅ 97% financing options up to $650K
✅ Save thousands, no mortgage insurance (PMI) 

Doctor-Specific Features


✅ Qualify with deferred or IBR student loans 

✅ Self-employed/1099 independent contractors/ Practice owners can qualify with less than 2 years tax history

✅ Able to close up to 90 days prior to start of employment contract 

✅ Fully underwritten approval letter with 21 closing days or less

Creative Financing Options


✅ 5-7 years Adjustable Rate Mortgage (ARM) to get the lowest rate, then refinance before expiration to 30-years fixed when interest rate are lower

Call/Text | (704)900-4584 | lee@nfmlending.com