Financial Planners
Below is a list of financial professionals you may independently consider contacting to further evaluate your financial situation and assist with your investment advisory and financial planning needs. Please note that inclusion of a financial professional on the list below does not constitute a recommendation, endorsement, referral, or solicitation of or for any such financial professional.
Student Loans | Associate Doctors | Sublease Holders
Prudent Financial Planning is a comprehensive fee-only firm based in Naples, Florida. We specialize in helping young professionals especially optometrists navigate the financial planning process and provide the best solutions for paying off their student loans. Acting as a fiduciary for our clients means we are committed to always putting YOUR best interests first. We provide advice in areas of financial planning, student loan solutions, tax planning, cash flow, investing, insurance analysis, and every area of your financial life. Schedule a free initial consultation today to find out whether working with Prudent Financial Planning is the right fit for you! We work with young professionals, doctors and lawyers who want to get out of debt and make their money to work for them.
- ✅ Financial Planning
- ✅ Student Loan Solutions
- ✅ Cash Flow +Investing
- ✅ Estate + Retirement Planning
⏩️ Promo: Receive 10% discount on upfront fee for OD's on Finance Member discount(Starts at $630 upfront and $275/month after discount has been applied). This is a month-to-month agreement.
👉 BOOK A FREE CONSULT TODAY
Patrick Logue, founder of PFP, is a Certified Student Loan Professional (CSLP®) and has the advanced knowledge required to provide high quality student loan repayment planning advice within the scope of a holistic financial plan.
📧 Contact: Patrick Logue CFP®, CSLP® | (239) 230-0395 | pat22@prudentfinancialplan.com
Student Loan | Associate Doctor (W2, 1099) | Sublease Owner | Practice Owner
Optometry Wealth Advisors is a financial planning and investment advisory firm serving only optometrists, nationwide. Our process, approach, and focus on optometry helps you to master your cash flow, grow your net worth, and ultimately plan more purposefully around the financial decisions you face as an optometrist (and practice owner).
As part of our services, we help you navigate:
- ✅ Cash Flow and Debt Management
- ✅ Student Loans - Crafting a student loan repayment plan
- ✅ Tax Planning - Proactive tax planning each year
- ✅ Understanding your Practice Financials
- ✅ Planning for Financial Independence and Retirement
- ✅ Estate and Insurance Planning - Managing your financial risks
- ✅ Investment Management - Incorporating leading academic research
- ✅ Ongoing Monitoring of Financial Health
Evon Mendrin is the Founder and Lead Advisor of Optometry Wealth Advisors, as well as the host of The Optometry Money Podcast. He’s a Certified Financial Planner™ (CFP®) professional and a Certified Student Loan Professional™ (CSLP®), and he loves to help optometrists navigate that critical intersection between personal and practice finances.
👉 Schedule a Free Consultation - Start with a no-commitment, 20-30 minute Introduction Call. As a part of the conversation, we’ll provide a free financial “health” assessment!
📧 Contact: evon@optometrywealth.com | 559-345-5059 | www.optometrywealth.com
Sublease Owners | Practice Owners
Helping optometric practice owners make confident financial decisions—personally and professionally
As a private practice owner, you’re responsible for everything: your patients, your team, your profitability, and your future. That’s a lot to manage—and it’s easy to feel overwhelmed by the complexity of your business and personal finances.
At Integrated Planning & Wealth Management, we help ODs across the country align their practice performance with their personal goals—so they can build wealth, reduce overwhelm, and start planning life on purpose.
Whether you’re trying to improve cash flow, reduce taxes, set up retirement plans, prepare for a practice transition, or simply get a handle on everything—we’re here to guide you through it.
Our team has worked with optometric practice owners across the country to navigate the complexities of both business and personal finance. We bring clarity and confidence to decisions around profitability, tax planning, wealth building, and life beyond the exam room. Led by Adam Cmejla, CFP®—a seasoned advisor and husband to a practicing OD—we understand the financial realities of private practice because we live them every day.
Here’s how we help:
- ✅ Create a clear financial plan—across both business and personal life
- ✅ Identify your Next Best Step™ to move forward with confidence
- ✅ Support in building an intentional practice aligned with your goals
- ✅ Use evidence-based investment strategies for long-term success
- ✅ Provide tax and transition guidance tailored to practice owners
A Simple Plan to Get Started:
- 1️⃣ Book your 45-minute Triage Call
- 2️⃣ Gain clarity on your financial picture and top priorities
- 3️⃣ Take intentional steps toward building a practice—and life—you love
You’ve worked too hard to feel uncertain about your future. Let’s bring clarity to your finances and start planning life, on purpose.
👉 BOOK A FREE TRIAGE CALL TODAY
📧 Contact: Adam Cmejla CFP | adam@integratedpwm.com for any questions
Sublease Owners | Practice Owners
Hayes Wealth Advisors is a fee-only advisory firm that helps optometric practice owners and employed ODs build wealth outside their practices through financial planning and investment management. We collaborate with optometrists to develop a customized Personal Wealth Action Plan, which is a roadmap to a successful financial future and covers the following and more:
- ✅ Account and asset positioning
- ✅ Cash flow planning
- ✅ Tax strategies
- ✅ Private sale and private equity practice value and exiting strategies
- ✅ Investment strategy and implementation
- ✅ Retirement planning
- ✅ Risk management review— insurance and estate planning
Owner Natalie Hayes Schmook, MBA, CFP®, CVA®, CEPA grew up in the optometric industry as the daughter and sister of well-known practice management experts. An advisor since 2006, Natalie left her big bank background to apply her planning and investment management skills to the optometric profession.
👉 BOOK A FREE CONSULT TODAY
📧 Contact: Natalie Hayes Schmook CFP | natalie@hayeswealthadvisors.com for any questions
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Our inbox has been getting slammed with ODs asking for advice on what to do with their federal student loans as we get closer to the 0% forbearance expiration date of 12/31/22. Politics aside, based on the most recent federal news which removes a lot of uncertainty that we had last month, we are going to break it down with some actionable plans that optometrist can take:
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3 Take-Aways That Optometrists Should Know About Biden’s Student Loan Debt Relief
On Wednesday, Aug 24, 2022, President Biden, along with the US Department of Education announced a three-part plan to help student borrowers with federal loans transition back to regular payments. In addition, we do want to let our members know that it took us a little while to gather our thoughts after the dust settled to address our community.. So let’s begin with the facts first and any questions that optometrists might have. PART 1: Final extension of the student loan repayment + 0% Interest pause forbearance until 12/31/2022
$182K in 2.75 years | Balancing Residency, Future Goals and Aggressive Loan Payoff with Dr. Andreas Zacharopoulos O.D
When we think about paying off student loans, it is hard to couple the ideas of finishing a residency and also knocking out student loan debt quickly. Simply put, a residency provides great experience but comes at a cost – a year of well-below average wages. Despite this hurdle, our Student Loan Success Story and active ODs on Finance member Dr. Andreas Zacharopoulos was able to knock out his debt and start setting himself up for financial success. In this article, Andreas gives us a detailed account of how he paid off his student loans and some helpful strategies for overcoming some common struggles in the quest for financial freedom.
7 Optometry Student Loan Updates Before End of 2022
I cannot believe that it is the end of 2022. It has definitely been a crazy past 2 years with a lot of ever-changing federal legislations regarding student loans. As we approach the federal 0% interest benefit expiration date on January 31, 2022, here are some 7 new updates in the world of optometry student loans.
Three Important Tax Facts for Optometrists Investing in Cryptocurrency
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What Happens to My Optometry Student Loans if I Die, Become Permanently Disabled, or Become Bankrupt?
Optometrists graduate with an average of $200,000+ in student loan debt, usually at a federal interest rate of 6.8%.. It is no wonder why many optometrists are worried about not being able to pay off their massive debt if they are unable to take home a large doctor’s salary. Even more fearful, a lot of ODs are worried that their loved ones will be stuck with their debt upon their passing or permanent disability.In this article, we will clear up some misconceptions around student loans (both federal & private) in regards to death and permanent/total disability.