Health Insurance Basic 101 That Every Optometrist Should Know

Whether you are a New O.D or Seasoned O.D ….healthcare is changing every year. Working in the medical field, I thought I understood how health insurance worked, until I ended up in the emergency room for two hours earlier this year. We will teach how to understand 6 key terms and how they apply to your health insurance (Premium, Deductible, Co-insurance/Co-pays, Maximum out of pocket, Benefit caps & understand network options (HMO, EPO, POS, PPO).

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The Optometrist’s Guide For Health Insurance

Mortgages, car payments, loans – what do these have in common?  Well they are all high cost bills on your plate. There are options so your health insurance doesn’t have to be another one.  When it comes to health insurance, it’s much better to have it and not need it, than need it and not have it. Here are some great tips on how an optometrist can shop around for health insurance

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Ask the CFPs-Part 3 – Insurance & Asset Protection (FB Live)

When it comes to interesting and engaging financial topics, insurance and asset protection often rank near the bottom.  Despite their relative banality, insurance and asset protection are vital in ensuring financial success by providing a security blanket for uncertainty.  In this edition of Ask the CFPs, we will learn the ins and outs of various…

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The Optometrist’s Guide to Life Insurance

Life insurance is a situation that no one wants to address or even think about due to its morbid nature.  For the mass majority of doctors with family or people who depend on their income, it is wise to consider what financial consequences their death can have on the people they leave behind. 2 Reasons…

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My Office is Closed; I am Out of Work, What Do I Do?

[Disclaimer] This article was written to the best of our knowledge with the latest news released from the Federal government. Some information may change/modify so we will keep the information updated to the best of our ability On March 17, 2020, the CDC and subsequently the AOA has urged all non-essential eye care providers to…

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How does the “Families First Coronavirus Response Act” affect me?

In the past week, small businesses across America are feeling the financial impact from coronavirus restrictions that placed millions of people at home – avoiding non-essential activities, even visits to their eye doctors. As optometrists, we are in one of the highest risk categories for transmission and contraction of the virus. We are also responsible…

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COVID-19 Has Closed My Practice, What Should I Do?

We are experiencing uncharted territory as the coronavirus pandemic continues to ravage the economy, health and mental stability of the American population.  As of March 23, 2020, multiple states have issued “Shelter in Place” acts which limit business operations to essential businesses only. The big concern that arises for practice owners from extended closures/minimum operation…

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5 Mistakes People Make with Insurance Planning

Editor’s Note: This is a guest post written by one of our sponsorship partners.  Aaron and Dat are extremely strict about guest requirements in that they must be educational and informative to our readers. Every guest post is vetted, read and upheld to the highest standards of ODsonFinance. Your trust is the most valuable factor…

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