How Dr. Kala Brown Eliminated $180K While Dealing with Husband’s Leukemia in 7 years #InspirationalStudentLoansSuccess

When it comes to loan debt elimination, Dr. Kala Brown Brewer’s story of eliminating $180,000 in student loan debt over 8 years is especially inspiring and heart wrenching. As a newly minted SCO grad in 2013, Kala first did a residency and then embarked on a career at an ophthalmology practice in North Carolina. Upon arriving at her new job, Kala found out that her husband had a relapse of leukemia.

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10 Practical Tips on How to Pay Off $221K+ Optometry Student Loans in 5 years

Like many optometrists, I graduated from Southern California College of Optometry (SCCO) with over $221,245 in student loans back in June 2015. It was a combination of both federal loans ($198,303) and high interest private loans ($22,942) that I took out for other living expenses during my 4th year rotations. In early October 2020, during the COVID-19 pandemic, I made my final and last student loan payment, roughly 5 years later.

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How Dr. Justin Jackman Eliminated $220K Through Practice Ownership in 7 years #InspirationalStudentLoansSuccess

My loan payment story is similar to many others out there at first. I started out making less ($100K the first year). I was married and had two kids at the time, so my income based payments were around $150 a month for the first 1 to 2 years. Then my loans jumped to $900 a month (they threaten you that if you don’t fill out the tax return application each year your loan will jump to $2500 a month which sounds terrifying when making $100k).

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