Posts by Julie Phan
How to Certify your Weekly Unemployment (UI) Claim: Step by Step Guide
Disclaimer: This form was filled out for my personal circumstances, your situation may be identical or slightly different. Please use this merely as a guide. This reflects California’s EDD Certification claim – your state’s EDD may differ. Check this out first: Click Here to Read Part 1: How to Apply for Unemployment (UI) for CA…
Read MoreCARES Act: Program Updates April 2020
[Disclaimer] This article was written to the best of our knowledge with the latest news released from the Federal government. There are many moving parts to both of these programs, and as the days and weeks pass, there may be more clarification to some parts that are vague or confusing. Please be mindful, that I…
Read MoreDummies’ Guide to Filling Out the Paycheck Protection Program Application
[Disclaimer] This article was written to the best of our knowledge with the latest news released from the Federal government. There are many moving parts to both of these programs, and as the days and weeks pass, there may be more clarification to some parts that are vague or confusing. Please be mindful, that I…
Read MoreGetting Cash For Your Small Business Through The CARES Act
[Disclaimer] This article was written to the best of our knowledge with the latest news released from the Federal government. There are many moving parts to both of these programs, and as the days and weeks pass, there may be more clarification to some parts that are vague or confusing. Please be mindful, that I…
Read MoreHow to Apply for Unemployment (UI) for CA Optometrists (Step by Step Guide)
[Disclaimer] This article was written to the best of our knowledge with the latest news released from the Federal government. Some information may change/modify so we will keep the information updated to the best of our ability On March 26, 2020, To further alleviate the unemployment crisis, the senate approved a $2 Trillion stimulus package which includes an expansion…
Read MoreMy Office is Closed; I am Out of Work, What Do I Do?
[Disclaimer] This article was written to the best of our knowledge with the latest news released from the Federal government. Some information may change/modify so we will keep the information updated to the best of our ability On March 17, 2020, the CDC and subsequently the AOA has urged all non-essential eye care providers to…
Read MoreHow does the “Families First Coronavirus Response Act” affect me?
In the past week, small businesses across America are feeling the financial impact from coronavirus restrictions that placed millions of people at home – avoiding non-essential activities, even visits to their eye doctors. As optometrists, we are in one of the highest risk categories for transmission and contraction of the virus. We are also responsible…
Read MoreHelping my Friend with his First BRRRR: Part 3 Rehab Complete!
A rental property can be a great way to generate income, but when a property is outdated with green carpets and yellow walls, the chances of attracting higher rents or a quality tenant pool is much smaller. This brings us to the importance of the second phase of our BRRRR – The Completion of Rehab!…
Read MoreHow to Use a HELOC to Invest in Real Estate
Many investors choose to tap into the equity of their primary home to help finance some or all of their investment purchases. A HELOC (Home Equity Line Of Credit) is secured by the equity on your home. Many lenders will offer a HELOC of up to 90% of your home’s equity. Since a HELOC is…
Read MoreHow to Start Investing in Real Estate using Private Lending, with little or no money down?
Ever wonder how you can start investing with little or no money down? Here is how! We will discuss how you can invest in real estate using very little of your own money. Keep in mind that there is no such thing as “free” in real estate. Even though you may not be putting in…
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